FAQ

Confidentiality

  • Will people be able to see if I invested?

    No, investments made through DYN Limited are private.

  • Deposit and Withdrawal

  • Can I sell or give my investment to someone else?

    Information on selling or giving your investment to someone else is available in each product offering.

  • What do we do about Conflicts of Interest?

    DYN Limited will review any possible Conflicts of Interest that could harm investors and manage or eliminate these conflicts if and when they arise.

  • Who do I transfer funds to?

    When you invest or top up your wallet, funds should be transferred to 'DYN Limited'. DYN Limited holds client monies in segregated accounts. DYN Limited (Firm Reference Number 603332) is authorised and regulated by the Securities and Futures Commission Hong Kong. The transfer details will be available at the time of investing.

  • Executive Summary

  • How to open an account

    You must be at least 18 years old to open an ifundtrust account.

    DYN Limited is subsidiary of a licensed company named HAB Management Limited regulated by the Securities and Futures Commission of Hong Kong. Any investor from territories outside Hong Kong should ensure if the laws of that territory prohibit foreign financial institutions from providing investment advisory services to the domestic investing public. DYN Limited does not guarantee that the service provided by iFundTrust complies with all the laws, rules, and regulatory requirements of every jurisdiction.

    Account opening for US citizens, US residents, US nationals, and holders of US permanent residency (Green card) is not available. We apologize for any inconvenience caused.

    * Desktop Chrome browser is recommended for submitting your application.

  • Fee & Charges

  • What are the fees?

    There are no fees payable by clients for making an investment through the ifundtrust platform. DYN Limited receive fees from the issuers and this does not have an impact on the amount invested nor the target interest received.

  • What is the level of risk?

    Investments in the opportunities presented on the DYN Limited platform carry high risks as well as the possibility of high rewards. It is consequently very speculative. As an investor, you should be aware that no established market exists for the trading of investments represented by DYN Limited. There could be difficulty in selling your investment at a reasonable price and, in some circumstances, it may be difficult to sell them at any price.

  • What Tax is paid on Fixed Income note Interest Payments?

    We may not deduct any tax from your interest income. You may declare income according to respective tax law of your own country.

  • How to exit

  • Can I cancel my investment offer?

    You can cancel your investment offer at any point before the funds are transferred by emailing cs@ifundtrust.com .

  • How do I make a complaint?

    We want to give you superb customer service but sometimes things might go wrong. We can usually resolve most issues straightaway, so please email us at cs@bondfundtrust.com or via telephone on +852 38925812 to tell us how we can help. What you'll need to tell us so that we can help you: 

    • Your personal details,
    • What's gone wrong and
    • What you want us to do to put things right.

    We'll be in touch with you as soon as we can and let you know what will happen next. We'll try to resolve your complaint within 3 working days of receipt – if we’re unable to do this we will write to you acknowledging that we have received your complaint and the next steps that will be taken. For more complex issues it's likely that we will need longer to look into what's happened and we may ask you for further information to help us reach a decision. We'll give you regular updates. And once we've dealt with your complaint, we'll go back and see what we can learn from your experience. If you're unhappy with the outcome you may ask the Hong Kong Companies Registry (CR) to carry out an independent review of your complaint. In any event, you have the right to ask the Registry to review your complaint if we've been unable to resolve it within 8 weeks.

    if you are unsure whether the CR will consider your complaint, please contact them directly for advice. The services provided by the CR is free of charge and impartial, any contact with them at any stage of your complaint may not affect your legal right.

    Company Registry Enquiry Hotline (IVRS) (852) 2234 9933
    By Phone (24-hour Hotline)* (852) 2867 2600 / (852) 2867 2604
    By Fax (852) 2596 0585
    By Post / In Person Information Counter at 14th Floor,
    Queensway Government Offices,
    66 Queensway, Hong Kong
    By Email crenq@cr.gov.hk

  • If I die what would happen to my investment?

    Each offering will have different specific rules which may vary from immediate liquidation to passing to the estate, until the next liquidation window. The specifics of each offering in the case of the holder's death will be stipulated in the offering document.

  • How to Start

  • How much return could I expect on my investment?

    We guarantee 8% annual return, distributed each quarter. You may check your online statement of account for balance. There is a discretionary bonus at each year end.

  • How to open an account

    You must be at least 18 years old to open an ifundtrust account.

    DYN Limited is subsidiary of a licensed company named HAB Management Limited regulated by the Securities and Futures Commission of Hong Kong. Any investor from territories outside Hong Kong should ensure if the laws of that territory prohibit foreign financial institutions from providing investment advisory services to the domestic investing public. DYN Limited does not guarantee that the service provided by iFundTrust complies with all the laws, rules, and regulatory requirements of every jurisdiction.

    Account opening for US citizens, US residents, US nationals, and holders of US permanent residency (Green card) is not available. We apologize for any inconvenience caused.

    * Desktop Chrome browser is recommended for submitting your application.

  • Should I discuss this investment opportunity with a financial adviser?

    We recommend all investors speak to an experienced adviser

  • What is a loan note?

    A loan note is a legally binding agreement which evidences the existence of a debt between a borrower (Issuer) and one or more Lenders (Noteholder(s)) and the promise by the Issuer to repay the amounts outstanding under the Loan Note to the Noteholder(s). It provides details such as the loan amount, repayment dates and terms and method of security of the loaned funds.

  • What is the minimum investment?

    The minimum investment will vary for each individual offering. It usually starts with USD10,000 or equivalent. The minimum investment amount will be stated on the offer documentation. Whilst some offerings may be open to Restricted Investors, others may be strictly for Sophisticated or professional type investors.

  • When do I pay for the investment?

    We offer a number of methods to allow you to pay for your investment.

    We give investors the option to: fund the wallet linked to your account in advance and then use monies in this wallet to pay for your investment
    let us know you will be sending payment by bank transfer after you have placed your order

  • Who can invest?

    To invest with ifundtrust, you must be over 18 years old and legally entitled to invest. You’ll also need to be a resident of a country where you may legally receive financial promotions of the nature provided. If you have any concerns regarding the legality of investing through the platform in your country of residence, you should seek independent legal advice before making an account.

  • Who is DYN Limited?

    DYN Limited is a team of technical and business people who have China experiences. They have decades of professional experience in accountancy, financial advisory, senior level management and A.I. expertise. Our aim is to provide a robust, compliant approach to the debt investing market.

  • Regulations

  • How am I categorised as a "client" for regulatory purposes?

    Yes, we accept investors all around the world except U.S. corporations. Pleast note that we only accept corporate investors. 

    In order to invest via this platform, you must be categorised as a 'client' for regulatory purposes. All investors are required to successfully complete the 'Appropriateness Test'.

    All Hong Kong investors using this platform are eligible to file a complaint to the Securities and Futures Commission.

    Different regulations apply in different regions and before being able to invest you will be asked to confirm that you meet the eligibilty requirements in your particular region.

  • Security

  • Could I lose more than the amount invested?

    You can lose all the money you invested but nothing more.

  • Is DYN Limited SFC regulated?

    DYN Limited is guaranteed by HAB Management Limited, which is regulated by the Securities and Futures Commission of Hong Kong. (SFC license no. BPK 561). This allows DYN Limited the appropriate permissions to invest in equity and debt investments in a fully compliant and regulated manner.

  • Is my investment secured?

    Bond investment is not risk-free. There is a risk that if the underlying bond defaults, or if there is a delay in realizing the asset, then the security may not be sold for enough to cover the capital, or may result in delayed repayment of investors’ money.

  • What do we do about Conflicts of Interest?

    DYN Limited will review any possible Conflicts of Interest that could harm investors and manage or eliminate these conflicts if and when they arise.

  • What happens if DYN ceases to exist or falls into financial distress?

    Funds invested through DYN Limited
    Each individual project is ring-fenced and your funds would be invested in a debt investment outside DYN Limited – so you should think of DYN Limited as the transactional processor and not the end holder of your monies, as your monies will have been invested directly in the debt instrument.

    Any funds that are held in your wallet 
    This is a separate client money bank account held by DYN Limited. The monies are monitored by renowned accountants, and they are separated from the monies of DYN Limited. It will be returned to investors in the event of DYN Limited falling into financial distress. At no point do DYN Limited handle client money.

  • TopQ

  • How to open an account

    You must be at least 18 years old to open an ifundtrust account.

    DYN Limited is subsidiary of a licensed company named HAB Management Limited regulated by the Securities and Futures Commission of Hong Kong. Any investor from territories outside Hong Kong should ensure if the laws of that territory prohibit foreign financial institutions from providing investment advisory services to the domestic investing public. DYN Limited does not guarantee that the service provided by iFundTrust complies with all the laws, rules, and regulatory requirements of every jurisdiction.

    Account opening for US citizens, US residents, US nationals, and holders of US permanent residency (Green card) is not available. We apologize for any inconvenience caused.

    * Desktop Chrome browser is recommended for submitting your application.

  • What is a security trustee and what role do they perform?

    A security trustee is in place solely for the benefit of the investor. A security trustee will have a floating charge over all the assets of the issuer. In the event of any default of capital repayment or interest they can step in to sell assets to meet repayments. The Trustee will also normally act in protecting the assets over which it holds charge.

  • Who is?

  • who is HAB Managemnet Limited?

    HAB Management Limited is a SFC licensed company, authorised and regulated by the Hong Kong Securities and Futures Commission (License no. BPK 561). ifundtrust, a investment platform of DYN Limited, is being guaranteed and advised to deliver their bond fixed income note.